Withdrawals
Send money from wallets to M-Pesa or bank accounts. Withdrawals are processed via M-Pesa B2C for mobile money.
API Reference
Get Withdrawal Providers
Create Withdrawal
Get Withdrawal Status
Withdrawal Flow
- Funds are reserved from the wallet
- M-Pesa B2C request is sent to Safaricom
- Customer receives money in M-Pesa
- Webhook is sent with final status
Fees
| Provider | Fee |
|---|---|
| M-Pesa | 35 KES flat |
| Bank Transfer | 75 KES flat |
Testing in Sandbox
Sandbox wallets start with 0 KES balance. You need to deposit funds first you can use for testing withdrawals. In sandbox mode, withdrawals use the real M-Pesa B2C API to send money to real phone numbers.
- Use real Kenyan phone numbers for testing
- Real funds will be sent to the recipient
- Webhooks will be triggered upon completion or failure
- Test balance is replenished when you create new wallets